\vbox{
\tabskip=12pt
%\baselineskip = 17 pt
\halign{
#\hfil& #\hfil& #\hfil& \hfil#\hfil& \hfil#\hfil& \hfil#\hfil& \hfil#\hfil& \hfil#\hfil& \hfil#\hfil& \hfil#\hfil& \hfil#%
\cr
& \bf{Assets} & \bf{Liabilities} & \cr \cr
{\it ECB} & Advances made to NCBs & Settlement Balances \cr 
& Govt Bonds & Currency Notes \cr \cr
{\it NCBs} & ECB Liabilities	& Settlement Balances \cr
& Advances made to other NCBs & Funds owed to other NCBs \cr
& Advances made to Banks & Currency Notes \cr 
& Govt Bonds \cr
& Currency Notes of ECB/other NCBs \cr \cr
{\it Banks} & NCB Settlement Balances	& Deposits \cr
& Govt Bonds	& Funds owed to NCBs \cr
& Due from other Banks	& Funds owed to other Banks \cr
& Loans	& Equities Issued \cr \cr
{\it Govt} & Funds held at NCBs	& Govt Bonds \cr

}
}